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There are many reasons to delay claiming Social Security benefits. Once we have addressed a few of the common misconceptions and cleared the air for folks they are often more openminded to hearing reason to consider a delayed strategy. No Forfeiture Of Benefits and COLAs First and foremost, by waiting until your full retirement age to claim you will avoid forfeiting a significant percentage of full retirement age benefits and the cost-of-living adjustments that you would receive on those lost benefits. Unless you have been diagnosed with a life-threatening medical condition that could potentially shorten your life expectancy, or you have a family history of short life expectancy due to hered