You may not realize it yet, but when you elect Social Security is one of the most important decisions you’ll make in retirement. It will impact the amount of income you receive, the amount of taxes you pay, and how you utilize your other assets.


You wouldn’t take a decision about a $600,000 asset lightly would you?


The average household retiring today stands to receive approximately $601,000 over the course of their retirement, according to the Urban Institute.*


Many people stand to gain or lose more than $100,000 in benefits depending on how they make this one decision.

*C. Eugene Steuerle and Caleb Quakenbush. “Social Security and Medicare Taxes and Benefits Over a Lifetime” The Urban Institute (2012). 

My Social Security Benefits


"Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC registered investment adviser."

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